Why 100% CPU is not necessarily a bad thing/can be caused by some apps (Chrome, Edge) without it actually impacting system performance.

Why 100% CPU is not necessarily a bad thing/can be caused by some apps (Chrome, Edge) without it actually impacting system performance.

50%+

Some apps, browsers especially, can "take" a lot of CPU power and/or system memory by default that it does not actually use.

Even within apps that can/do use a lot of system resources (Dragon), usually training or refining the app in question can help lower system resource usage.

When 85%+ Usage is Normal 

Intensive Tasks: High CPU utilization is expected when playing demanding games, rendering video, or running intensive applications.
Recording/TTS/Text To Speech or Speech to Text: Especially when these apps, Dragon, Claro, Genio etc have not been optomised, trained or are trying to record a lecturer from across a room, will max out system resources.
Active Processes: If you have many browser tabs open, a background antivirus scan running, or Windows is installing updates in the background, 85% is a reasonable load.
Optimal Performance: A high percentage often means your CPU is working optimally, rather than waiting on other components, providing higher performance in games and apps.
Temporary Spikes: Task Manager itself can cause a spike when opened, but it should settle down quickly. 

When to Be Concerned (The "Bad" Scenario)

If your laptop is at 85-100% usage while idle (i.e., you are doing LITERALLY nothing on the computer), it is generally a sign of a problem. 

The second you run apps, or many tabs they may "reserve" resources, this can then look like 50% Plus usage.

Overheating: If this usage is accompanied by extremely loud fans or a hot chassis, it could lead to thermal throttling (the CPU slowing itself down to prevent damage).
Malware: Malicious software (like a cryptominer) can disguise itself as a legitimate process while using up your CPU.
Stuck Processes: A Windows update or a driver might be stuck in a loop, consuming unnecessary power. 

What to Check

Restart: A simple restart can often resolve stuck background processes, most machines should be restarted at least twice a week.
Create a new power plan/profile: A new power profile, not editing an old one, can help.
Look at the Process Tab: In Task Manager, click the "CPU" column header to sort by usage. See what is actually taking up those cycles.
Monitor Temps: If the CPU temperature is consistently above 85-90°C, it is running too hot.
Check for Malware: Run a full scan using Comodo Antivirus or another reputable antivirus.
Check for ALL updates: Including optional

It also makes sense to remember that a standard or even upgraded DSA-provided laptop is still not going to be able to perform like a £1000+ device.